[azoomm]

Originally Posted by askmrjesus

I trust insurance companies as far as I can comfortably spit a rat, which is to say, not very far.

However, I do not believe in mandatory helmet, or seat belt laws, for anyone over he age of 21. It's your head, do with it what you will. If you've come to the conclusion that you're invincible, go for it.

Insurance companies charge higher premiums for young drivers, old drivers, smokers, and other "high risk" groups. I don't agree with all of their reasoning, but if you're not smart enough to wear a helmet, that's on you.

In short, I believe in charging people based on their own decisions.

JC