Yea, apparently I need to be 1 yr older, married with children, and have my speeding violation fall off my record. And then it would be acceptable to pay a sane rate....

What a scam. But I go back to Kawi being at fault, having a VIN number that starts with ZX, and letting a street standard fall into the superbike category. Hell, I can hop on a Z1000 for a reasonable price, or a vfr1200 for about $95 a month.
And derf, this is the bare minimum BASIC collision/comp package. Basically the 25/50 with no uninsured or anything extra. 10-12k? Fucking absurd. Sorry, i'll be getting a differnt bike until im older.