Credit card ?

[Porkchop]

Originally Posted by OneSickPsycho

Stop paying off your cards... If you carry a balance every month, as long as you remain current on it and avoid finance charges, it helps your credit. I'll pay mine down to $1 sometimes when I get a bonus or something, but otherwise there's always a balance. I use my cards for everything and monitor my rewards to max them between two cards. I should bring in close to $1500 this year in cash back.

I paid it off to start fresh. I just want to stay current and avoid interest charges. As much as I love Discover and their services, the 16.99% interest is retarded.

I just cashed in $100 in Discover cashback in a Kia gift card. Gave me an extra $50 on top of the $100. My 30k service is coming up in July. $$$