$1800 for just 6 months. WTF?

[Triple]

Originally Posted by Gas Man

I have recently put all my policies with Auto Owners.

Came here to post this. In my experience, assuming you bundle your bikes with your cars and/or home, it goes pretty much like this:

Auto Owners > Liberty Mutual > State Farm > Geico > everyone else

Progressive and Allstate have never been remotely close to the ballpark.

I've used AO for years, though I am about to start shopping around again. Their rates have jumped 10-15% every year since I signed with them. Could be the entire market has seen similar increases, but it still pisses me off enough to check with other providers.

I haven't used these guys since 2006-ish, but they were always very reasonably priced when I insured just the bikes without an auto/home bundle:

ACE Cycle Insurance

[MFFJM2]

I pay $285.05 every six months for my Suzuki, Hayabusa ($47.50/mo), for full coverage, comprehensive and collision, with USAA.

[Rangerscott]

$3800 a yr with esurance BUT I saved $7000!!!!


Insurance companies must thrive off of stupid people.

[Papa_Complex]

Damn, that sounds like Ontario style insurance rates. I'm currently paying around CAN$1100.00 per year for $1M liability and coverage that would likely pay out if I was hit by a falling Russian satellite.

[Porkchop]

For reference, currently 26, clean record.

2011 Tuono V4R - $456 full coverage
2010 RC8R - $988 full coverage
2010 R1 - $1159 full coverage
2010 ZX14 - $1776 full coverage
2010 Ninja 1000 - $2931 full coverage

WHAT THE EVER LIVING FUCK????

[Turbo Ghost]

You boys need to quit buying the expensive shit! I pay $160 a year for full coverage on my 2001 Tiger 955i through Progressive. I think it's $75 a year for liability only on my 1998 KLR650.
By the time I'm able to afford a new Vmax, the insurance will probably be reasonable on it too!
Hmmm? I wonder what insurance would be on a new H2!?

[Turbo Ghost]

Originally Posted by Porkchop

2010 Ninja 1000 - $2931 full coverage

WHAT THE EVER LIVING FUCK????

Ninja roughly translates to "dry, no lube" when translated from traditional Japanese to Insurancese.

[Porkchop]

Originally Posted by Turbo Ghost

Hmmm? I wonder what insurance would be on a new H2!?

$4,554 full coverage.

Use VIN# JKAZXCN1XFA000204 for yourself.

[Papa_Complex]

Originally Posted by Turbo Ghost

Ninja roughly translates to "dry, no lube" when translated from traditional Japanese to Insurancese.

Up here, several insurance providers use a black list. Typically that black list says things like:

Ducati: all models

Kawasaki: Ninja all models

When I was trying to get insurance for my ER6n, a few years back, my insurer wouldn't cover it because they said they "don't cover sportbikes." They did say that they would keep covering my '00 VFR800, or a new one if I bought the latest version. Hmmmm...... so what is a sportier bike; A Kawi ER, or a Honda VFR?

This same company said that they would also not cover a Ninja 650R, but would cover a Versys 650. Brain. Damaged.

[Rangerscott]

Originally Posted by Turbo Ghost

You boys need to quit buying the expensive shit! I pay $160 a year for full coverage on my 2001 Tiger 955i through Progressive. I think it's $75 a year for liability only on my 1998 KLR650.
By the time I'm able to afford a new Vmax, the insurance will probably be reasonable on it too!
Hmmm? I wonder what insurance would be on a new H2!?

Its more about insurers being stupid on what a bike is.

A fine example is the z1000 and ninja 1000. Exactly the same bike and same price basically and the z1000 is has cheaper insurance.