07-16-2009, 11:20 AM | #11 |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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I walked in, got the MO, and yes it had a carbon receipt, but I gave all that back to them a couple weeks later when I told them to cancel it and put it back into my acct. They tore it all up instead.
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07-16-2009, 11:22 AM | #12 |
Serious Business
Join Date: Nov 2008
Location: New York
Moto: 1993 ZX-11 2008 CBR1000rr
Posts: 9,723
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This was in California? (some states have different regs and procedures)
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07-16-2009, 11:24 AM | #13 | |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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Quote:
Yes. BTW I dont' know the diff between a casheirs check and an MO.........It had the pay to already written out. |
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07-16-2009, 11:25 AM | #14 | |
Serious Business
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Location: New York
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Quote:
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07-16-2009, 11:27 AM | #15 | |
Serious Business
Join Date: Nov 2008
Location: New York
Moto: 1993 ZX-11 2008 CBR1000rr
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Quote:
Sign in to online banking and pull the record. |
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07-16-2009, 11:27 AM | #16 |
Letzroll
Join Date: Feb 2008
Location: Lake Norman area, NC
Moto: 07 Red R1 & 07 Blue R6
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They will get it straightened out...hopefully the teller isn't being dishonest.
Sux that you are without your funds...maybe they can issue a provisional credit until they get it sorted ? |
07-16-2009, 12:46 PM | #17 | |
Forum Coach
Join Date: Feb 2008
Location: GA
Moto: 2006 GSXR 600
Posts: 7,419
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Quote:
1) Sweetie, you cant TELL a bank teller to do anything. You have to give them a deposit slip or something in the course of a transaction or you arent doing a transaction, handing them an MO and telling them to do it does not gurantee it made it, and the teller should have told you this. 2)If you didnt get a receipt and they just tore it up, then it was never deposited and they destroyed a cash item and you have no recourse unless you remember the teller, the day and the time and they MAYBE can look at video records. I was in banking for years. You dont just tear something up. You shred receipts, and if someone is depositing a money order, even one from their own account, you must have a deposit slip AND the item for deposit. Fundamental banking. It is your responsibility to contact the teller line supervisor or customer service manager at the location you did this, explain the withdrawal and then the "tearing up" scenario (which any teller in their right mind would NEVER do), give them the date you were there originally (found by your w/d), and tell them you purchased the money order with the funds. They can then compare their records of sales of MO (which are closely monitored due to banking laws) and they should be able to issue a stop on the MO, and after charging you the stop fee, they can recredit your account. BOA does suck ass BTW. |
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07-16-2009, 01:36 PM | #18 |
Elitist
Join Date: Nov 2008
Location: SF Bay Area
Moto: Gix 750
Posts: 11,351
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Again, I DID get a receipt. It's a carbon copy of the cashiers check. I took both that and the check itself to the desk, told them I decided not to use it, and that they should put the funds back into my account. The teller took it and tore it up right in front of me. At the time I was too stupid to realize this was a problem. I thought she was doing something in her computer to credit the funds back into my acct. I was wrong.
BTW, if I log into my acct, all it shows is the deduction of $800 from my acct on such and such date. There is NO check number listed for it, like there normally is. Even the branch says they can't pull up the check number, and that only HQ can do that. So they're telling me to fill out paperwork to have the HQ do some sort of "investigation" Last edited by Homeslice; 07-16-2009 at 02:07 PM.. |
07-16-2009, 01:56 PM | #19 |
Aspiring Rapper
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Owned!
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07-16-2009, 02:07 PM | #20 |
Elitist
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