Kawasaki Card vs. Personal credit card

[Mr Lefty]

by buying an 18 year old bike 1 you aren't in debt... 2 they're easier to work on and you'll learn how to it yourself. 3. you aren't in debt!

[OneSickPsycho]

Originally Posted by Porkchop

Onesickpsycho- Where at in Columbus?? The kawasaki card is just like all the dealer cards. High interest rate about 17%, my friend has $149 a month min payment. The funny thing tho is that he has a Suzuki Card and bought a Yamaha on it. Yes he can buy gear on the card at the dealership, or use it for service/maintinace. But thanks for all the information, it seems like the general consensus on all the forums is to carefully do 0% CCs and then balance transfer to a new card at the end of the year.

NoWorries- Why would I want an 18 year old bike?? Many people have told me that sport bikes get finickey with age and miles. I mean i know its my starter bike, but why would i want to throw more into maintinance than cost??? Oh... and I know way more about bikes and maintinace than my friends... its just they have the wallets and willing parents to let them buy one....

PS- has anybody owned/rode an older Z1000?? I saw one in the parking lot today... looked way more comfortable than the SS's, and pretty sweet for a naked!!

I lived on Tompkins St for 6 years or so... first up by Summit, then down by High. Before that I lived on the east side near Refugee and Hamilton Rd... you know, where they find bodies and shit (Walnut Glen). I've routinely been thrown out of the old Outlands and my favorite bars are the dirty nasty ones like The Stube (between Cousin's and 14-0) and O'Reilly's (across from Giant Eagle on N. High)... I miss PJ's subs...

Again... The CC thing is not a bad plan, but you cannot fuck around with it. If you dick off and lose track of it, you WILL get fucked...

As far as the old bikes are concerned, they can be rock solid machines. You just have to know what to look for... find/take someone who does.

Z1k's are probably not the best choice for noobs, but they are good bikes. Little has changed with them mechanically through the years from what I remember.

Personally, I'd look for an older SS... like something 10 or so years old... They can be had for a song, look decent (unless someone REALLY knows bikes, they'll have NO IDEA how old it is), and if you dump it, it'll be much less of a big deal. Also too, depending on your experience anything over 650cc might be a little much for you.

[marko138]

Originally Posted by Ebbs15

by buying an 18 year old bike 1 you aren't in debt... 2 they're easier to work on and you'll learn how to it yourself. 3. you aren't in debt!

Some people don't know, don't care, and must have the latest and greatest.

[OTB]

...couple of things.

A. You haven't told us about your experience; you are showing an R6 in you avi line, but say you don't own a bike......mebbe you might want to try something a little more forgiving than a Z1000 for starters....

B. I know you don't wanna hear it, but 17% interest IS high interest and you'll be payin that bad boy off for years. The average biker changes bikes every 30 or months....which means you're gonna be upside down when you go to trade/sell down the road.

C. NoWorries is right: first bike; buy a good, inexpensive used bike. I am familar with Addams...their bikes are all salvage/rebuilt titled bikes which means the resale value will not be there; which is OK if you are going to pay cash and ride it till the wheels fall off, but not so hot if you plan on riding for a year or two and then try to resell or trade and still owe money....you are going to find yourself upside down again...

D. Careful shopping netted my co-worker a cherry '95 750 Honda with 2500 miles on it for $1200 dollars and he's ridden the wheels off it this summer. I found an 04 R6 this spring for 3k and a 99 Superhawk with 4000 miles for $2700.....bargains abound, you just need a sharp eye and some patience.

Unless you are made of money, in which case, go straight to the Desmosedici and jump right in.....

[Mr Lefty]

if you wanna know how to get a good deal on a bike listen to OTB...

he's got it down to a science...

[OneSickPsycho]

Originally Posted by OTB

...couple of things.

A. You haven't told us about your experience; you are showing an R6 in you avi line, but say you don't own a bike......mebbe you might want to try something a little more forgiving than a Z1000 for starters....

B. I know you don't wanna hear it, but 17% interest IS high interest and you'll be payin that bad boy off for years. The average biker changes bikes every 30 or months....which means you're gonna be upside down when you go to trade/sell down the road.

C. NoWorries is right: first bike; buy a good, inexpensive used bike. I am familar with Addams...their bikes are all salvage/rebuilt titled bikes which means the resale value will not be there; which is OK if you are going to pay cash and ride it till the wheels fall off, but not so hot if you plan on riding for a year or two and then try to resell or trade and still owe money....you are going to find yourself upside down again...

D. Careful shopping netted my co-worker a cherry '95 750 Honda with 2500 miles on it for $1200 dollars and he's ridden the wheels off it this summer. I found an 04 R6 this spring for 3k and a 99 Superhawk with 4000 miles for $2700.....bargains abound, you just need a sharp eye and some patience.

Unless you are made of money, in which case, go straight to the Desmosedici and jump right in.....

You got that Superhawk for $2700... Damnit!!!! Awesome.

[marko138]

Originally Posted by OneSickPsycho

You got that Superhawk for $2700... Damnit!!!! Awesome.

I know of a pretty sweet price on a Buell he found too!

[JoJoYZF]

Originally Posted by Porkchop

Ok guys, sorry i've been gone all day, I see I missed alot! To answer your questions yes i am 20, i have good credit, and minimal money... lol

Jojoyzf- The dealer in northern ohio is Powersports360 (formerly J & J) in Port Clinton, about an hour drive from cleveland on Rt 2. They have another location by the lake too. And yes State 8's prices are rediculous. But my thoughts exactly on the bike thats already been dropped, Less emotional!

Dnyce- The dealer in PA is Addams Auto Cycle. They specialize in slightly rashed bikes. The Triumph is extremely nice... one slight problem though... the bike is red and the tail is silver. I kinda like it tho... Buckeye colors. I'm gonna take shit for that one...

Onesickpsycho- Where at in Columbus?? The kawasaki card is just like all the dealer cards. High interest rate about 17%, my friend has $149 a month min payment. The funny thing tho is that he has a Suzuki Card and bought a Yamaha on it. Yes he can buy gear on the card at the dealership, or use it for service/maintinace. But thanks for all the information, it seems like the general consensus on all the forums is to carefully do 0% CCs and then balance transfer to a new card at the end of the year.

NoWorries- Why would I want an 18 year old bike?? Many people have told me that sport bikes get finickey with age and miles. I mean i know its my starter bike, but why would i want to throw more into maintinance than cost??? Oh... and I know way more about bikes and maintinace than my friends... its just they have the wallets and willing parents to let them buy one....

PS- has anybody owned/rode an older Z1000?? I saw one in the parking lot today... looked way more comfortable than the SS's, and pretty sweet for a naked!!

I dont think Ive ever been in there, but I know where youre talking about.

Im not too sure Id go with the rashed place just based off of what OTB said unless you know exactly why those bikes have salvage titles. Rash is no big deal but salvage could be anything from a scratched frame to totaled and everything in between. Like the others said, pay attention to what OTB says when it comes to finding/buying used bikes. I believe he even had a post a little while back just about that. Try searching for it and it should be pretty helpful for you.

[Cutty72]

have you tried going to the bank for a loan??

[Porkchop]

... the East side, where they find bodies... so true!! Campus isnt bad at all but there was a road closing and were forced to go down on the east side to get back on 70 the other night. The windows were closed and the doors were locked!! lol

But back on topic. I have never missed a credit card payment ever, but you guys put a little doubt in my mind. As much as I cant stand not having a bike right now, I might just save up and buy used in the winter/spring.

About me.... I've been riding for a year, not quite a noob, but far far from totally comfortable in all situations on a bike. The whole thing about the 05 R6 is it is the bike I ride on a constant basis. It is my best friends. The bikes I have ridden include that R6, an 02 Kat, an 05 CBR600RR, an 08 Gixxer, and a 1978 Suzuki GS750.

1) I never said I wanted a Z1000, I just saw one in the parking lot. Maybe an 04, and thought it was nice... well for a naked bike. I know it is way too much power for me, although I am pushing 310 and have a mature right hand..

2) I am definately not made of money... hence the poor college student looking for financing....

3) Oh and that 78 Suzuki might be for sale... maybe $500???