Can I have you Zip Code please?

[z06boy]

Originally Posted by marko138

Didn't know that.

Me either but it sure has worked out for us. Went to Hawaii...San Francisco and St. Thomas and stayed in killer Marriott's and paid almost nothing as far as hotel/airfare. WIN !!

[marko138]

Originally Posted by z06boy

Me either but it sure has worked out for us. Went to Hawaii...San Francisco and St. Thomas and stayed in killer Marriott's and paid almost nothing as far as hotel/airfare. WIN !!

WIN for YOU! Nice work. Keep fuckin that chicken!

[askmrjesus]

Originally Posted by shmike

Those "points" cards cost extra.

Guess who picks up the extra tab? The merchant.

Often, when a merchant thinks they are paying X.X% (say 1.7 for example) for Visa/MC an audit reaveals their true fees are significantly higher based on the structure of their contract.

This is true, so why would I want to take AmEx, and make things even worse?

It makes no sense.

Oh. Right. Customer service. If I took AmEx, I'd have to raise my prices to stay at the same margins I have now. I don't take AmEx, so you can pay LESS.

Now that's what I call customer service.

JC

[shmike]

Originally Posted by askmrjesus

This is true, so why would I want to take AmEx, and make things even worse?

It makes no sense.

Oh. Right. Customer service. If I took AmEx, I'd have to raise my prices to stay at the same margins I have now. I don't take AmEx, so you can pay LESS.

Now that's what I call customer service.

JC

The point is that the difference in cost is usually much smaller than merchants are led to believe.

My brother does this for a living. He has shown me cases where a well negotiated AmEx fee will be cheaper than the Visa/MC fees of the same client once all the upcharges are factored in.

[HurricaneHeather]

Used to use AmEx but got sick of having to pullout the MC or Visa for so many merchants. I did some research and Chase has a MC that gets better reward points than the AmEx. Win.

[askmrjesus]

Originally Posted by shmike

The point is that the difference in cost is usually much smaller than merchants are led to believe.

My brother does this for a living. He has shown me cases where a well negotiated AmEx fee will be cheaper than the Visa/MC fees of the same client once all the upcharges are factored in.

That could be, but to negotiate a decent rate, you generally need a constant monthly volume.

My business is somewhat seasonal in nature, so that just doesn't work for me.

JC

[HurricaneHeather]

Originally Posted by askmrjesus

That could be, but to negotiate a decent rate, you generally need a constant monthly volume.

My business is somewhat seasonal in nature, so that just doesn't work for me.

JC

More people going to heaven in the summer? Because more suicides happen in the winter and you don't let them in?

[askmrjesus]

Originally Posted by HurricaneHeather

More people going to heaven in the summer? Because more suicides happen in the winter and you don't let them in?

Yeah, it totally sucks.

If we could get more people to die from hypothermia, we could probably get AmEx down to 3.5%.

So for our sake, please wear less clothes this winter.

Thank You.

JC

[z06boy]

Originally Posted by marko138

WIN for YOU! Nice work. Keep fuckin that chicken!

I have to give the wife credit for that...since we've been together she has gotten some killer travel deals and does us right everytime so she's been designated as the family Travel Agent.

[Flexin]

Originally Posted by Particle Man

I only get asked for my zipcode at the pump when I'm paying for gas with my corporate Amex card.

I get asked for my phone number often when buying stuff (even when it isn't a CC purchase) and I never give it.

I like the idea of one digit off though

I don't remember ever being asked for my postal code when paying with a cc. I have just for making a purchase. I give it to them. Its not my address so I don't care. And I know one store that will ask for names or address and so on. I give them my info and it worked out for me. When I returned the item they were able to look it up when I forgot the receipt.

James