Go Back   Two Wheel Fix > General > Off Topic

 
 
Thread Tools Display Modes
Prev Previous Post   Next Post Next
Old 08-06-2010, 12:50 PM   #1
Kaneman
AMA Supersport
 
Kaneman's Avatar
 
Join Date: Nov 2008
Location: Odessa, TX
Moto: 2000 Honda CBR1100XX Blackbird
Posts: 4,931
Default Building credit is an m f'er

I hate this credit scam stuff man. Been trying for 2 years to get my wife some credit, and despite making good money its just nearly impossible. When we first got together she was moving from her old apartment. She's got one $300 blemish from getting screwed on her old apartments, so initially I figured no big deal.

I've since secured two credit cards for her, which she uses regularly and pays off every month. Never been late, doesn't carry a high balance...and I still can't get her out of the low 600's. WTF? What else do you have to do?

We're suddenly in need of a new vehicle, no problem, plenty of money to put down, make the payments, and all that. But of course we can't get a car loan. So we can go to a tote the note dealer, put a big down payment down, get raped on the price and financing....but it doesn't report to her credit so we're in the same boat. On top of that the cars they sell are beat to shit.

I'm to the point where I'm going to offer a family member something like $5k cash to co-sign a loan for her....which is what I had to initially do to establish mine way back when too. Which brings up another good point, don't ever get your identity stolen.
__________________
1982 Honda XR80 - blown motor, 1993 Kawasaki ZX6D - sold, 2001 Suzuki Bandit 1200S - sold, 1984 Honda Magna - sold, 2001 Kawasaki ZRX1200R - blown motor, 2007 Suzuki DL1000 V-Strom - totalled, 2003 Yamaha FZ1 - sold, 1994 Honda Magna - sold, 2001 Honda CBR600F4i - sold, 1998 Suzuki DR350 - stolen, 1989 Honda Super Magna - sold, 2007 Yamaha Stratoliner, 2000 Honda CBR 1100XX Blackbird
Kaneman is offline   Reply With Quote
 

Bookmarks


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -4. The time now is 11:39 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.