Anyone else Refinancing?

Switch · 04-09-2009, 11:41 AM

I'm going through the process right now, I'm gonna save big time. Almost $80 grand in interest.

I got a great rate too, %4.25. BALLIN

Trip · 04-09-2009, 11:43 AM

who are you refi-ing with?

shmike · 04-09-2009, 11:44 AM

4.25 is a great rate.

Congrats!

Rider · 04-09-2009, 11:47 AM

Thinking about it. I'm at 5 3/8% now. Might not be better if the closing costs are too much.

Switch · 04-09-2009, 12:20 PM

Quote:

Originally Posted by Trip

who are you refi-ing with?

SunTrust

Quote:

Originally Posted by Rider

Thinking about it. I'm at 5 3/8% now. Might not be better if the closing costs are too much.

Depends on how much more you have to pay on your house. You will save money regardless. Don't worry about closing costs, if you plan on staying in your house for a while, then refinance and you will save on interest.

Dave · 04-09-2009, 12:41 PM

i really need to. Pretty sure i can knock at least 2 percent off of my interest. Hoping to go next week

Sixxxxer · 04-09-2009, 12:44 PM

Im at 5% Even and we just Bought it so I'm good...

But thats a GREAT Rate.

tommymac · 04-09-2009, 02:18 PM

we got quoted at 4.8 last week and will prolly lock in real soon. Were looking to close around june 1st.

Tom

Rider · 04-09-2009, 02:34 PM

Quote:

Originally Posted by Tennessee Stud

SunTrust

Depends on how much more you have to pay on your house. You will save money regardless. Don't worry about closing costs, if you plan on staying in your house for a while, then refinance and you will save on interest.

I'm 4 years into a 30 year fixed and I don't plan on moving but in my industry you never know when layoffs will force a move.

RACER X · 04-09-2009, 03:15 PM

Quote:

Originally Posted by Tennessee Stud

I'm going through the process right now, I'm gonna save big time. Almost $80 grand in interest.

I got a great rate too, %4.25. BALLIN

thats a 15yr note?

got 6.0 7-8 mos ago.......4.25-4.5 is where it needs to get to make it worth "my" while....

04-09-2009, 11:41 AM	#1
Switch dadbod Join Date: Feb 2008 Location: East TN Posts: 1,215	Anyone else Refinancing? I'm going through the process right now, I'm gonna save big time. Almost $80 grand in interest. I got a great rate too, %4.25. BALLIN __________________ It's fine.

04-09-2009, 12:44 PM	#7
Sixxxxer Like Gixxxxer But Not Join Date: Jul 2008 Location: Dirty Jersey Moto: 2008 ZX6R Posts: 4,891	Im at 5% Even and we just Bought it so I'm good... But thats a GREAT Rate. __________________ [FRSH] Candy Plasma Blue

04-09-2009, 11:44 AM	#3
shmike Follower Join Date: Nov 2008 Posts: 5,549	4.25 is a great rate. Congrats!

04-09-2009, 11:47 AM	#4
Rider Moto GP Star Join Date: Feb 2008 Posts: 12,156	Thinking about it. I'm at 5 3/8% now. Might not be better if the closing costs are too much.

04-09-2009, 12:41 PM	#6
Dave Chaotic Neutral Join Date: Feb 2008 Location: Cherry Hill NJ Moto: GV1200 Madura, Hawk gt Posts: 13,992	i really need to. Pretty sure i can knock at least 2 percent off of my interest. Hoping to go next week

04-09-2009, 02:18 PM	#8
tommymac Moto GP Star Join Date: Nov 2008 Posts: 11,022	we got quoted at 4.8 last week and will prolly lock in real soon. Were looking to close around june 1st. Tom